Refund Policy

A legal disclaimer

Effective Date: 12/05/2025

At Debtwise Collective, we take pride in providing high-quality, digital educational products to help you on your journey toward better financial wellness. Because our products are delivered digitally and accessible immediately after purchase, all sales are considered final.

No Refunds

Due to the instant-access nature of our digital downloads, we do not offer refunds, returns, or exchanges on any purchases.

Please ensure that you review all product details before purchasing. If you have questions about a product, feel free to contact us at [your email address] before completing your order.

Product Issues or Errors

If you experience a technical issue (such as a broken download link or file error), please email us at [your email address] and we will make every effort to resolve the issue promptly.

Unauthorized Sharing or Distribution

All purchases are for individual use only. Unauthorized sharing, reproduction, or resale of our digital products is strictly prohibited and may result in account termination or legal action.